Description

At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we're advancing AI to move from insight to action-enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Skills and Competencies

• Employment eligibility to work in the U.S. is required, as Moody's will not pursue visa sponsorship for this position
• Demonstrated ability to own complex product challenges and drive outcomes through influence in cross-functional environments
• Proven track record of shaping product direction, aligning teams, and delivering results through credibility, clarity, and judgment rather than formal authority
• Exceptional product judgment with comfort operating in ambiguity, framing problems, making principled tradeoffs, and moving teams from uncertainty to action
• Strong product management expertise including discovery, narrative thinking, prioritization, and decision making, with a track record of modeling high-quality practices
• Experience driving change in product ways of working by introducing new approaches, tools, and operating norms and building momentum through results and trust
• Excellent cross-functional leadership, communication, and storytelling skills with the ability to align diverse stakeholders on product intent, value, and tradeoffs
• Knowledge of credit risk concepts and lending processes, combined with intellectual curiosity, AI proficiency, and commitment to responsible and ethical AI use

Education

• Bachelor's degree required in Business, Banking, Finance, Computer Science, Engineering, Analytics, or a related field; advanced degree such as an MBA or equivalent is preferred

Responsibilities

Define product direction and model modern product management practices to drive clarity, outcomes, and momentum across complex, cross-functional initiatives.

• Partner with Product Strategy to translate strategic direction into clear product outcomes, priorities, and delivery plans for complex product areas
• Define product vision, outcomes, and priorities aligned with business objectives, customer needs, and market context
• Lead product discovery, framing problems, evaluating options, and driving evidence-based decisions in ambiguous or evolving situations
• Set the standard for high-quality product management through strong execution in discovery, prioritization, narrative development, and outcome definition
• Drive cross-functional alignment and execution by partnering with engineering, design, data, commercial, legal, and operational stakeholders
• Act as a catalyst for improving product ways of working by identifying opportunities for change and building momentum through influence and visible results
• Communicate product intent, progress, risks, and tradeoffs clearly to senior stakeholders to enable informed decision making and alignment
• Support the evolution of product strategy and execution through continuous learning, feedback integration, and adoption of emerging practices including AI

About the Team

The Lending Solutions Product Management team is responsible for delivering products that modernize how lenders assess risk, make decisions, and serve their customers. The team integrates Moody's data, analytics, and research into scalable software solutions that support customer onboarding, origination, and portfolio monitoring. By enhancing product quality, usability, and outcomes, the team plays a key role in transforming lending technology and enabling more effective, data-driven decision making at scale.

For US-based roles only: the anticipated hiring base salary range for this position is $171,100.00 - $248,050.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody's also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email [email protected]. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.